Business Details
19 Years
experience
Expert Car Finance Compensation Claims
PCP Claim UK is operated by a claims management company dedicated to assisting numerous motorists in obtaining compensation due to the car finance mis-selling scandal.The PCP Claim UK team is deeply passionate about consumer finance claims. When you choose to collaborate with us, you can trust that we will apply our extensive knowledge and expertise to your advantage. Simply share details about your PCP or HP agreements, and we'll handle the process from there. We'll submit a legal claim for compensation directly to your provider, allowing you to await the results with confidence.
Services
PCP Claims
HP Claims
Commission Investigations
Quantum Reports
No Win No Fee
Details
- Year established: 2007
- Licensed
- Insured
Highlights and features
- We have over a decade of experience in consumer finance claims
- Our 'no win, no fee' service eliminates financial risk for clients
- Dedicated account managers provide personalised case support
- Bespoke Quantum Reports maximise compensation outcomes
- Authorised and regulated by the Financial Conduct Authority
Associations and certifications
- Financial Conduct Authority
Payment methods
- Cash
- Debit cards
- Credit cards
Services
PCP Claims
We specialise in reclaiming compensation for mis-sold Personal Contract Purchase (PCP) agreements. Our experts identify unfair commission arrangements and excessive interest rates that have financially harmed consumers. With a 'no win, no fee' guarantee, we ensure accessible justice for UK residents affected between 2007 and 2021.
HP Claims
Our team handles Hire Purchase (HP) finance mis-selling cases where consumers faced undisclosed commissions or unaffordable terms. We compile detailed evidence to challenge unfair practices, focusing on agreements from 2007 to 2021. Our FCA-authorised process ensures regulatory compliance throughout the claims journey.
Questions
Can I claim without using a claims management company?
Yes, you can contact your lender directly or escalate to the Financial Ombudsman Service for free if your complaint fails.
How much compensation might I receive?
The FCA estimates most claims will receive under £950 per agreement, though amounts vary based on commission size and interest rate discrepancies.
What documentation is required?
We need photographic ID and a signed letter of authority to process your claim efficiently.
Are there time limits for claims?
The FCA extended deadlines until December 2025 for providers to respond to commission-related complaints.